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0;max-width:46em;color:#C6D3E3;font-size:1.02rem;line-height:1.6}.ib-panel{position:relative;max-width:1360px;margin:0 auto;padding:clamp(14px,1.6vw,18px);border-radius:var(--radius-lg);background:rgba(255,255,255,.06);border:1px solid rgba(228,208,118,.22);box-shadow:0 24px 60px -24px rgba(0,0,0,.55),inset 0 1px 0 rgba(255,255,255,.06);-webkit-backdrop-filter:blur(6px);backdrop-filter:blur(6px)}.ib-row{display:grid;grid-template-columns:minmax(0,.95fr) minmax(0,.95fr) minmax(0,1.25fr) minmax(0,1.15fr) minmax(0,1.3fr) auto;gap:12px;align-items:start}.ib-field{position:relative;margin:0}.ib-field input{display:block;width:100%;height:58px;margin:0;padding:22px 14px 6px;border:1.5px solid transparent;border-radius:12px;background:#fff;color:var(--ink);font:500 1rem/1.2 var(--font-body);box-shadow:0 1px 0 rgba(7,26,62,.06);transition:border-color var(--t),box-shadow var(--t)}.ib-field label{position:absolute;left:15px;top:19px;margin:0;pointer-events:none;font:600 .95rem/1.2 var(--font-body);color:#6A7A8C;transform-origin:left top;transition:transform var(--t),color var(--t);white-space:nowrap;overflow:hidden;text-overflow:ellipsis;max-width:calc(100% - 28px)}.ib-field input:focus + label,.ib-field input:not(:placeholder-shown) + label{transform:translateY(-11px) scale(.76);color:var(--navy-700)}.ib-field input:focus{outline:none;border-color:var(--gold-500);box-shadow:0 0 0 4px rgba(210,178,76,.32)}.ib-req{color:#B4231B;margin-left:2px}.ib-opt{font-weight:500;color:#8796A8;font-size:.86em}.ib-field .err{display:none;margin:6px 2px 0;font:600 .78rem/1.3 var(--font-body);color:#FFC9C2}.ib-field.invalid input{border-color:#E25B4F;box-shadow:0 0 0 3px rgba(226,91,79,.28)}.ib-field.invalid .err{display:block}.ib-submit{height:58px;margin:0;padding:0 26px;border-radius:12px;gap:10px;white-space:nowrap;font-size:1rem;letter-spacing:.01em;background:linear-gradient(180deg,var(--gold-400),var(--gold-500));color:var(--navy-900);box-shadow:0 10px 24px -10px rgba(210,178,76,.75),inset 0 1px 0 rgba(255,255,255,.35)}.ib-submit svg{width:20px;height:20px;transition:transform var(--t)}.ib-submit:hover{transform:translateY(-1px);box-shadow:0 14px 28px -10px rgba(210,178,76,.85),inset 0 1px 0 rgba(255,255,255,.4)}.ib-submit:hover svg{transform:translateX(3px)}.ib-submit:focus-visible{outline:3px solid #fff;outline-offset:2px}.ib-submit:disabled{opacity:.75;transform:none;cursor:progress}.ib-captcha:empty{display:none}.ib-captcha{display:flex;justify-content:center;margin:12px 0 0}.ib-status{margin:10px 0 0;text-align:center;font-weight:600;color:#fff}.ib-status:empty{display:none}.ib-foot{display:flex;flex-wrap:wrap;align-items:center;justify-content:space-between;gap:10px 24px;margin:14px 4px 0}.ib-trust{display:flex;flex-wrap:wrap;gap:8px 20px;margin:0;padding:0;list-style:none}.ib-trust li{display:flex;align-items:center;gap:7px;font-weight:600;font-size:.88rem;color:#fff}.ib-trust svg{width:16px;height:16px;padding:3px;border-radius:50%;background:var(--gold-500);color:var(--navy-900)}.ib-fine{margin:0;color:#A9B8CA;font-size:.84rem}.ib-fine a{color:#fff;font-weight:600;text-decoration:underline;text-decoration-color:var(--gold-500);text-underline-offset:3px}.ib-fine a:focus-visible{outline:2px solid var(--gold-300);outline-offset:2px;border-radius:3px}.ib-panel.is-done{background:#fff;border-color:transparent;color:var(--ink);padding:clamp(20px,2.6vw,32px)}.ib-done-head{display:grid;grid-template-columns:auto 1fr auto;gap:18px;align-items:center;padding-bottom:20px;border-bottom:1px solid var(--gray-100)}.ib-done-badge{display:grid;place-items:center;width:56px;height:56px;border-radius:50%;background:var(--navy-800);color:var(--gold-400);box-shadow:0 0 0 7px rgba(210,178,76,.16)}.ib-done-badge svg{width:26px;height:26px}.ib-done-badge--sm{width:36px;height:36px;box-shadow:0 0 0 5px rgba(210,178,76,.16)}.ib-done-badge--sm svg{width:18px;height:18px}.ib-eyebrow--done{color:var(--gold-700);margin-bottom:2px}.ib-done h3{margin:0 0 4px;color:var(--navy-900);font-size:clamp(1.3rem,2.2vw,1.6rem)}.inspect-band .ib-done h3[tabindex]:focus,.inspect-band .ib-done h3[tabindex]:focus-visible{outline:none;box-shadow:none}.ib-done-head p:not(.ib-eyebrow){margin:0;color:var(--ink-soft);line-height:1.55;max-width:46em}.ib-call{margin:0;height:50px;border:1.5px solid var(--navy-800);color:var(--navy-800);background:#fff;gap:8px}.ib-call svg{width:18px;height:18px}.ib-call:hover{background:var(--navy-800);color:#fff}.ib-more{padding-top:20px}.ib-more-title{margin:0;font:800 1.08rem/1.3 var(--font-head);color:var(--navy-900)}.ib-more-lead{margin:4px 0 16px;color:var(--ink-soft);font-size:.92rem}.ib-group{border:0;margin:0 0 16px;padding:0;min-width:0}.ib-group legend{padding:0;margin:0 0 8px;font:700 .9rem/1.3 var(--font-head);color:var(--navy-800)}.ib-chips{display:flex;flex-wrap:wrap;gap:8px}.ib-chip,.ib-choice{position:relative;cursor:pointer}.ib-chip input,.ib-choice input{position:absolute;inset:0;width:100%;height:100%;margin:0;opacity:0;cursor:pointer}.ib-chip span{display:inline-flex;align-items:center;min-height:42px;padding:0 16px;border-radius:999px;border:1.5px solid var(--gray-200);background:var(--gray-50);color:var(--navy-800);font:700 .9rem/1 var(--font-head);transition:all var(--t)}.ib-chip input:hover + span{border-color:var(--gray-300)}.ib-chip input:checked + span{background:var(--navy-800);border-color:var(--navy-800);color:#fff;box-shadow:inset 0 -3px 0 var(--gold-500)}.ib-chip input:focus-visible + span,.ib-choice input:focus-visible + span{box-shadow:var(--ring);border-color:var(--gold-500)}.ib-more-grid{display:grid;grid-template-columns:minmax(0,1.1fr) 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