Insurance-Claim Roof Help, Done Honestly
Storm or hail damage is stressful. We make the roofing side simple — documenting your damage clearly so your claim stands on solid evidence.
In Spring, TX? See our Spring insurance claim help page for neighborhood-specific details.
Our 4-Step Claim Support Process
Inspect
We document your roof with drone and ground photos, identifying storm or hail damage.
Document
Measurements and a written, itemized contractor estimate you can share with your insurer.
Support
We provide the documentation and answer the roofing questions your adjuster may have.
Build
Once your claim is approved, we complete the work and provide full closeout documentation.
Clear About Our Role
✓ We do
Inspect & document damage · provide measurements & estimates · support your claim with evidence · complete approved work with warranty.
✗ We don't
Negotiate your claim · act as a public adjuster · promise approval, payouts, or deductible waivers · make legal promises.
Think You Have Storm Damage?
Start with a free, documented roof inspection. We'll tell you honestly what we find.
Request Documented Storm-Damage Help
Tell us what happened. We'll schedule a free, documented roof inspection and give you an honest contractor estimate you can share with your insurer — no pressure, no public-adjuster games.
Free & Documented
Drone and ground photos of your roof at no cost.
Written Estimate
An itemized contractor estimate for your claim file.
Honest Findings
We tell you plainly whether you have storm damage.
Bilingual
Full service in English or Spanish.
Free Storm-Damage Inspection
We'll confirm a time on a business day.
Understanding Your Claim
Insurance language can be confusing. Here's plain English on the terms homeowners ask us about most, so you always know where your claim stands. Remember: we're your roofing contractor, not a public adjuster — your insurer decides your claim.
Your deductible
The portion of the repair you pay, set by your policy. By Texas law (Ins. Code §707.057) a contractor cannot waive or absorb it — anyone who offers to is a red flag.
ACV vs. RCV
Actual Cash Value is the depreciated amount; Replacement Cost Value is the full cost to replace. Many policies pay ACV first and release the rest once the work is completed.
Recoverable depreciation
The amount your insurer holds back and releases after repairs are finished and documented. We provide the closeout paperwork that helps you recover it.
Supplements
If the adjuster's scope misses damage or code-required items, we document it and submit a supplement request to your insurer with photos and measurements.
Your claim, milestone by milestone
File & document
We inspect and document the damage; you file the claim with your carrier.
Adjuster meeting
We meet your adjuster on site and answer the roofing questions, evidence in hand.
Scope & decision
Your insurer sets the approved scope. If something is missing, we submit a supplement.
Repairs & depreciation
We complete approved work, document closeout, and help you release recoverable depreciation.
Insurance Claim FAQ
Will you handle my whole insurance claim?
No. We document the roof damage and provide a contractor estimate. You file and manage the claim with your insurer. We're not a public adjuster.
Can you waive or cover my deductible?
No. Texas law prohibits contractors from paying or rebating your insurance deductible, and we follow the law.
What if my claim is denied?
You can still move forward with a repair or replacement on your own terms. We'll provide a clear estimate and options either way.
How soon should I get inspected after a storm?
As soon as it's safe. Prompt documentation helps your claim and prevents further water damage. Call us for emergency tarping if needed.